APY may change before or after you open an account. How do I make a First Progress Platinum Prestige payment? The Green Dot Platinum Visa Credit Card may be a good option because it doesn't require one and the interest rate is still decent. Jan 25, 2021. Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. About Personal Finance, View Claim the cash back every 12 months of use and your account being in good standing. Opt-in required. * When on a desktop, hover over * to view important disclosures. Not a gift card. However, all credit card information is presented without warranty. How This question is about GO2bank Credit Cards. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Bureaus. This answer was first published on 09/02/20. In, Rent & Utility Visit https://www.fdic.gov/regulations/resources/rates/to learnmore. Annual Percentage Yield (APY) is accurate as ofOctober 2022 andmay change before or after you open an account. Your Cardholder Agreement may be different, login to see your Cardholder Agreement. APY may change before or after you open an account. If you need to activate your Green Dot Visa Secured Credit Card, you can do so online. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Account must be in good standing and chip-enabled debit card activated to opt-in. Apply only if you have enough money to fund the necessary security deposit as it will be needed before you can be approved. Platinum.GreenDot.com/Activate Instructions Acquire a GreenDot Platinum card Wait for it to arrive in the mail Once arrived visit platinum.greendot.com/activate Follow the on-screen instructions to activate the card One activated the GreenDot Platinum card will be immediately available for use. Welcome to the Green Dot Bank Credit Card web site. Green Dot Platinum Secured Credit Card reports to multiple credit bureaus. Log in to your account and refer to your Account Agreement to check feature availability.. American Express AIR MILES * Reserve Credit Card. Click "Activate Card" to finish the process. Must be 18 or older to purchase. Overdraft protection up to $200 All of these trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT Last Revised: 4/2018 Download PDF Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Deposits under any of these trade names are aggregated for deposit insurance coverage. Monthly fee waived when you receive at least one direct deposit of payroll or government benefits during the previous monthly statement period, otherwise $5 per month. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Fees on yourprimary deposit account may reduce earnings on your savingsaccountSee Account Agreement for terms and conditions. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Meanwhile you can make the security deposit online with a debit card, free of charge, or with cash at any participating retail store for $4.95 after your card arrived. Earn a 1% cash back reward on all other purchases. Must be 18 or older to purchase. The Green Dot Platinum Visa is a secured credit card, which means you aren't subject to a traditional credit check. APY may change before or after you open an account. Account must be in good standing and chip-enabled debit card activated to opt-in. With a secured card, you put down a security deposit that works as your credit line. for Bad Credit, Cards Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).Approval Rate:Currently, we have no applicant results in our system. 4. It's just a straightforward and transparent fee. Foreign transaction fee is up to 1% of each transaction in U.S. dollars. If your application is timed-out due to inactivity, you must start the application from the beginning. Do you have bad credit? *, Bank transfer*, cash or deposit checks,* add cash using the app,* or send money from one Green Dot card to another.*. Hire the best financial advisor for your needs. Charges an annual fee of $39. Once you click on the "Register Card . All Loans, All Activated, personalized card required to access some features. All Calculators, Compare Green Dot Platinum card is issued by Green Dot Bank, Member FDIC. Snapshot of Card Features. Should be a resident of the cities in which the credit card is offered. Rebuilding. Fees on yourprimary deposit account may reduce earnings on your savingsaccount, The average national savings account interest rate of 0.21% isdetermined by the FDIC as of 10/17/22. Opt-in required. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visitcfpb.gov/complaint. Fees on yourprimary deposit account may reduce earnings on your savingsaccount. Other card fees apply. The card has a refundable security deposit that acts as your credit limit. Your card will be deactivated and a new one sent. Digital wallet feature not available for cards sold in Puerto Rico. Apply for a secured credit card. MonitoringTrack It, Cash Cards, Debit Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Offer value of $5.00 may only be added to your registered account and may not be redeemed for cash. Fees on your primary deposit account may reduce earnings on your savings account. Fill in the application form. All third-party names and logos are trademarks of their respective owners. See Deposit Account Agreement (PDF) for terms and conditions. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. WalletHub Answers is a free service that helps consumers access financial information. What Is a Good Credit PASADENA, Calif.--(BUSINESS WIRE)--Sep. 29, 2016-- Green Dot Corporation (NYSE:GDOT) today announced the launch of the Green Dot Platinum Visa Secured Credit Card, a secured credit card that is designed to help people with no prior credit history or those with poor credit scores build a positive credit history.Since the card's credit line is backed by the customer's own security deposit held . The helpfulness of a financial advisor's answer is not indicative of future advisor performance. How can I request for a new Greendot card? The Green Dot Bank Privacy Policy does not apply to the linked site and you should consult the Privacy Policy on that site for further information. Review the fees, rates, and charges thoroughly. About Credit Scores, Personal Home Depot Credit Card Application Online1.To get started, visit website at homedepot.com/applynow.2.Click on "Credit Services" at the top of the page.3.Scroll down to the Consumer Credit card area and click "Apply Now" to apply for Home Depot card4.Enter your first and last name, your email Chase Freedom Unlimited credit card Additional transaction fees, costs, terms and conditions may be associated with the funding use of your card or account. Cards for Bad Credit, All By providing my email address, I agree to CreditCards.coms 2.00% Annual Percentage Yield (APY) as of October 2022. @sydneygarth 07/15/22 This answer was first published on 01/19/21 and it was last updated on 07/15/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Fees on your primary deposit account may reduce earnings on your savings account. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. All of these trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Ingo Money is a service provided by First Century Bank, N.A. Open an account now with the newest member of the Green Dot family or pick up a card in a retail store near you. Score Guide, Credit Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. Limits and fees may apply. Must be 18 or older to purchase. Only salaried individuals can apply for the card. Fees and limits apply to debit card transfers. Accounts, How to Repair Your * We'll automatically cover purchase transactions that exceed your available balance. Posts, Credit Card Payoff Additional criteria may apply which can affect your eligibility and overdraft coverage. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. However, you can apply for the Go2Bank Secured Credit Card, instead. Maybe youve been denied for credit card after credit card. When on a mobile device, tap on * to view disclosures. All rights reserved. Green Dot cards are issued by Green Dot Bank, Member FDIC,pursuant to a license from Visa U.S.A., Inc. Visa is a registeredtrademark of Visa International Service Association. At publishing time, theGreen Dot Platinum Visa, Secured Card, Green Dot Primor Visa Gold Secured Credit Card, and Green Dot Primor Secured Visa Classic Credit Cardare offered through Credit.com product pages, and Credit.com is compensated if our users apply for and ultimately sign up for any of these cards. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Mobile number verification, email address verification and mobile app are required to access all features. & Utility ReportingBuild It, Identity Account funds are FDIC-insured up to the allowable limits through Green Dot Bank, Member FDIC upon verification of Cardholders identity. Deposits are flexible. The offers that appear on this site are from companies from which CreditCards.com receives compensation. Card balance limitsapply. 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