Locate Indian subcontinent, Himalaya, Ganges River, Deccan, Persian Gulf, Hindu Kush. Identify the key challenges that Americans faced due to urbanization, as well as some of the possible solutions to those challenges. The movement spread quickly to other cities, where they not only provided relief to working-class women but also offered employment opportunities for women graduating college in the growing field of social work. According to the prefix "in-" which of the following words define incredulous? The dissimilarity index for non-Hispanic whites and Asians and Hispanics is lower, as is the dissimilarity index for poor and non-poor Americans. If localities believe that tax abatements are necessary for growth, they should offer them with enforceable stipulations requiring new businesses to employ, at a living wage, members of the community that host them. By the late 1880s, New York City, Baltimore, Chicago, and New Orleans had all introduced sewage pumping systems to provide efficient waste management. Workers were forced into grueling twelve-hour shifts, requiring them to live close to the factories. , mployers show preference The federal government, which at one time was itself a purveyor of racist lending and housing practices, should provide the appropriate resources and coordination to seek justice for those who continued to be wronged by financial racism. New electric lights and powerful machinery allowed factories to run twenty-four hours a day, seven days a week. Which of the following is the term for the gap between two nerve cells? The terrible housing conditions prompted Richard to become politically. This prediction is referred to as which of the following? Which of the following sentences correctly uses a complex sentence structure? Question: 2 of 28 The terrible housing conditions prompted Richard to become politically involved. The subprime mortgage crisis of 200710 stemmed from an earlier expansion of mortgage credit, including to borrowers who previously would have had difficulty getting mortgages, which both contributed to and was facilitated by rapidly rising home prices. A lab scale weighs 3 pounds, 5 ounces. B. Mimi gets turned down for jobs when e In the early and mid-2000s, high-risk mortgages became available from lenders who funded mortgages by repackaging them into pools that were sold to investors. The resulting demand bid up house prices, more so in areas where housing was in tight supply. House Prices and Credit Constraints: Making Sense of the U.S. Experience. Economic Journal 121, no. The terrible housing conditions prompted Richard to become politically involved.By the. At the end of the nineteenth century, a confluence of events made urban life more desirable and more possible. The intake clinic nurse speculates this patient has bursitis. Which of the following sentences is considered common knowledge and would not require a citation within a text? These factories encouraged more and more people to move to urban areas where jobs were plentiful, but hourly wages were often low and the work was routine and grindingly monotonous. Bernanke, Ben S., A Century of U.S. Central Banking: Goals, Frameworks, Accountability, Speech given at "The First 100 Years of the Federal Reserve: The Policy Record, Lessons Learned, and Prospects for the Future," a conference sponsored by the National Bureau of Economic Research, Cambridge, MA, July 10, 2013. Which of the following statements best supports the hypothesis that viruses can cause cancer? (Photo: Justin Sullivan/Getty Images News/Getty Images), by Which of the following substances is excreted by sweat glands in response to the breakdown of . Julia Lathropherself a former resident of Hull Housebecame the first woman to head a federal government agency, when President William Howard Taft appointed her to run the bureau. Heres How the Government Can End It. The prefix *pre*- means "before." This included buying large quantities of long-term Treasury bonds and mortgage-backed securities that funded prime mortgages. He is working on a book about housing segregation. overcome by The suffix -*fy* means "to make." uncomfortable with Which of the following is correct? Course Hero is not sponsored or endorsed by any college or university. In the same way that electric lights spurred greater factory production and economic growth, the telephone increased business through the more rapid pace of demand. Before the mid-1800s, factories, such as the early textile mills, had to be located near rivers and seaports, both for the transport of goods and the necessary water power. When Congress passed the Fair Housing Act (FHA) in 1968, it knew that simply outlawing discrimination was not enough; affirmative steps would be required. This site is using cookies under cookie policy . Now, orders could come constantly via telephone, rather than via mail-order. If the pediatric unit of a hospital has 165 beds, how many rooms are there if each room hold 3 beds? which of following is the solution to the equation -9(k-17)=-54. Such policies allow the wealthy to live and operate in a neighborhood while having no obligation to contribute to the public good therethe upkeep of its streets and parks, its public safety, its schools. The new technologies of the time led to a massive leap in industrialization, requiring large . As a result of his influence, churches began to include gymnasiums and libraries as well as offer evening classes on hygiene and health care. In Pittsburgh, it was steel; in Chicago, it was meat packing; in New York, the garment and financial industries dominated; and Detroit, by the mid-twentieth century, was defined by the automobiles it built. While omnibuses worked adequately in smaller, less congested cities, they were not equipped to handle the larger crowds that developed at the close of the century. Which of the following sentences is written correctly? Which of the following is a good estimate of the length of a standard bed pillow. But while his racial thinking was very much a product of his time, he was also a reformer; he felt strongly that upper and middle-class Americans could and should care about the living conditions of the poor. Life in the Settlement discovers above all what has been called the extraordinary pliability of human nature, and it seems impossible to set any bounds to the moral capabilities which might unfold under ideal civic and educational conditions. Insert the letter of the best answer in the space provided. It lowered construction, reduced wealth and thereby consumer spending, decreased the ability of financial firms to lend, and reduced the ability of firms to raise funds from securities markets (Duca and Muellbauer 2013). aprmedi. You'll get a detailed solution from a subject matter expert that helps you learn core concepts. Racial residential segregation also means that African Americans are more likely to be steered toward high-poverty neighborhoods, further contributing to the opportunity gap. Sixty-eight percent of blacks say that students should go to schools that are racially and ethnically mixed, even if it means some students dont go to school in their local community, compared to just 35 percent of whites. Policymakers should also re-establish and strengthen an Obama-era federal interagency task force to combat lending discrimination. A. begun B. has began C. had begun D. had began 20.. A 2003 study found that real-estate agents' steering of residents away from neighborhoods due to their racial composition is shockingly persistent, even if illegal. Course Hero is not sponsored or endorsed by any college or university. A high school football team arrives to practice one day to find that all of their equipment is missing. Part five of the classic dramatic structure is the denouement, which ties up loose ends and reveals the main character in his or her new circumstances. Explicitly racist policies also endured. According to a study of black Long Islanders, residents considered the most important neighborhood characteristics to be a low crime rate (89 percent), landlords/homeowners who maintain their property (81 percent), high-quality public schools (80 percent), and good public services (78 percent). Voc sabe o que "um verso de p-quadrado"? As communities of color suffer under the deprivations that come with segregationeconomic disinvestment, political disenfranchisement, educational inequity, and unfair policing practicesthose who build and install resilient and enduring racist systems that sustain segregation explain their decisions in terms of protecting and promoting safety, strong schools, and stable housing marketsthe very attributes that the conditions of segregation disrupted for blacks. The terriblr housing conditions prompted Richard to become politicakky involved. In the case of African Americans, however, residential segregation impedes access to middle-class neighborhoods with strong schools and strongly appreciating home values. Shortly thereafter, large numbers of PMBS and PMBS-backed securities were downgraded to high risk, and several subprime lenders closed. To tell his stories, Riis used a series of deeply compelling photographs. It is essential to meet basic needs, such as for shelter from weather. Which is an example of ageism? As the country grew, certain elements led some towns to morph into large urban centers, while others did not. However, as crowds continued to grow in the largest cities, such as Chicago and New York, trolleys were unable to move efficiently through the crowds of pedestrians ([link]). Which of the following best describes protection from antigens due to passive immunity? Yet, only 16 percent rated their local public schools as excellent, and 43 percent reported feeling that their local government services were not a good value for the taxes that they paid. A scientist predicts that germinating beans will use more oxygen than non-germinating beans. While some attribute segregation to a natural desire for birds of a feather to flock together, segregation in America was deliberately imposed by government. Which of the following is occurs when the thyroid gland releases calcitonin? Which of the following sentences is correct? Other Quizlet sets. This expansion began in the 1990s and continued unabated through the 2001 recession, accelerating in the mid-2000s. had begun The telephone, patented in 1876, greatly transformed communication both regionally and nationally. But it was not until decades later, in 2015, that the government introduced a rule to require jurisdictions to come up with plans for taking meaningful actions, in addition to combating discrimination, that overcome patterns of segregation and foster inclusive communities. In an enormous setback, President Donald Trump and Secretary of Housing and Urban Development Ben Carson suspended the AFFH rule in 2018. which of the following sentences is an example of the third-person narrative voice? had began has . Immigrants sought solace and comfort among others who shared the same language and customs, and the nations cities became an invaluable economic and cultural resource. About us. many people who are younger than she is. His photos and writings shocked the public, made Riis a well-known figure both in his day and beyond, and eventually led to new state legislation curbing abuses in tenements. People should read a __diagram before attempting to fix a broken appliance. Wearing a warm coat, I walked to the store. A motorist pulls into a driveway in a neighborhood in Henderson, Nevada. Which of the following sentences is the most format in style? The government took several steps intended to lessen the damage. Web the terrible housing conditions prompted richard to become politically involved. Visit New York City, Tenement Life to get an impression of the everyday life of tenement dwellers on Manhattans Lower East Side. 22 terms. Web housing conditions in latin america's largest cities are clearly far from good. Klan and community members burned a cross in the family's yard. Which of the following is the main idea of the paragraph? Unless protected by government insurance, lenders often denied such mortgage requests. Congress also passed temporary tax credits for homebuyers that increased housing demand and eased the fall of house prices in 2009 and 2010. **d**. Which of the following correctly rounds the value below to the hundredths place? With no particular religious bent, they worked to create settlement houses in urban centers where they could help the working class, and in particular, working-class women, find aid. Historically, potential homebuyers found it difficult to obtain mortgages if they had below average credit histories, provided small down payments or sought high-payment loans. By the end of the year, he to organize a grassroots campaign in the neighborhood. (C) March The Government Created Housing Segregation. This enabled more first-time homebuyers to obtain mortgages (Duca, Muellbauer, and Murphy 2011), and homeownership rose. The insulating sheath that facilitates the rapid movement of action potential down the axon is which of the following? The terrible housing conditions prompted Richard to become politically involved. By the end of the year, he _____ to organize a grassroots campaign in the neighborhood. Which of the following options completes the sentence correctly? Which of the following describes how RNA and DNA are used in mitosis? In the factories, electric lights permitted operations to run twenty-four hours a day, seven days a week. Finally, as skyscrapers began to dominate the air, transportation evolved one step further to move underground as subways. Memphis, Tennessee, experienced waves of cholera (1873) followed by yellow fever (1878 and 1879) that resulted in the loss of over ten thousand lives. Where people live affects so much of their livestheir access to transportation, education, employment opportunities, and good health care. Which of the following sentences demonstrates proper pronoun-antecedent agreement? Which of the following hormones increases the heart rate in response to stress? One challenge facing contemporary housing integration efforts is how to dismantle the racist system of policies that created and continue to sustain residential segregation without simultaneously destroying valuable cultural and economic institutions that black and brown communities have created in response to it. In one case, when a middle-class black family moved into an all-white neighborhood in a suburb of Philadelphia in 1957, some 600 white demonstrators gathered in front of the house and pelted the home and family with rocks. A glass that holds 0.5 liters (L) will hold how many milliliters (ml). Black people also generally prefer integrated neighborhoods and schools. Pesquise em um dicionrio e anote a resposta. Whenever the boys played in the rain, they came home with muddy clothes. The coach wants to make sure he has considered every possibility before he the principal. The scientist is noting the offsprings'. Which of the following did the settlement house movement offer as a means of relief for working-class women? - Herewith, a plan to end it. Which of the following sentences is an example of third person narrative voice? Two categories are cumulus and stratus. ________________ (*prostrate*) Genes that regulate cell division are found in some virus. 552 (May 2011): 533-51. /part five of the classic dramatic structure is the denouement, which ties up loose ends and reveals the main character in his or her new circumstances/ Which of the following words is a synonym for precisely as used in the sentence above? As cities grew, they were unable to cope with this rapid influx of workers, and the living conditions for the working class were terrible. Although slow to arrive in rural areas of the country, electric power became readily available in cities when the first commercial power plants began to open in 1882. which of the following tasks is appropriate during the final stages of the writing process? In addition to the soreness, the patient's entire leg appears to be swollen and tender. Segregation was and is best understood as a tool used to promote and preserve white supremacy, deployed to make it easier to isolate, divest from, surveil, and police black (and brown) people concentrated in certain communities. - Plans could include authorizing more high-density and multifamily zoning and relaxing lot size restrictions. Because of racial residential segregation, low-income African Americans are much less likely to be afforded the opportunity to attend socioeconomically integrated schoolswhere low-income students perform as much as two grade levels higher than low-income students in high-poverty schools. Just as it is illegal to discriminate in housing based on race, it should be illegal for municipalities to employ exclusionary zoning policies that discriminate based on income, which excludes the non-rich from many neighborhoods and their associated schools. 3. A mother passes antibodies to her child through breast milk, I wanted to just set the table and go back to my video game, but my mother precisely arranged each napkin with every dish and utensil until they were perfectly aligned/ }$ chills, fever, and swelling of the lymph nodes. In addition, the two government enterprises suffered losses on failing prime mortgages, which they had earlier bought, insured, and then bundled into prime mortgage-backed securities that were sold to investors. Riis and his group of amateur photographers moved through the various slums of New York, laboriously setting up their tripods and explosive chemicals to create enough light to take the photographs. Which of the following terms best defines the word "denouement" as used in the sentence above? Which words/phrases are misplaced in this sentence? he, she, they, it, them, hers, his, theirs. Which of the following sentences is written correctly? "Hey what are you doing here?" Which of the following statements is true regarding paragraphs? Five hundred forty-eight runners participated in a recent race.twenty-six runners did not finnish the race. The word or phrase that you choose must express roughly the same meaning as the italicized word in the passage. Ch. The goal is for affordable housing units to comprise not less than 20 percent of new housing stock. As well, they should offer tax abatements first to already existing small businesses to allow them to expand and employ more people. DiMartino, Danielle, and John V. Duca. The outcomes were consistently better for African Americans living in moderately segregated areas than highly segregated areas, both in absolute terms and compared with non-Hispanic whites living in the regions. More than 50 years after passage of the Fair Housing Act, black-white segregation remains strikingly high and imposes unfair burdens on black people even when they have the same income or education levels as whites. But all cities at this time, regardless of their industry, suffered from the universal problems that rapid expansion brought with it, including concerns over housing and living conditions, transportation, and communication. Duca, John V., and John Muellbauer, Tobin LIVES: Integrating Evolving Credit Market Architecture into Flow of Funds Based Macro-Models, Working Paper Series 1581, European Central Bank, Frankfurt, Germany, 2013. Although trolleys were far more efficient than horse-drawn carriages, populous cities such as New York experienced frequent accidents, as depicted in this 1895 illustration from. The patient says she is required to carry heavy objects at her job, and she believes her leg has been affected by the weight. Which of the following sentences is correctly punctuated? Workers completed the first skyscraper in Chicago, the ten-story Home Insurance Building, in 1885 ([link]). In 1889, the Otis Elevator Company, led by inventor James Otis, installed the first electric elevator. While many racial, ethnic, and economic groups remain segregated in American society, the separation between African Americans and whites stands out. Most importantly, policymakers should enact an Economic Fair Housing Actto parallel the 1968 Fair Housing Actto curb exclusionary zoning laws (such as banning apartment buildings, townhouses, or houses on modest-size lots). Comptia A+. When Nikola Tesla subsequently developed the AC (alternating current) system for the Westinghouse Electric & Manufacturing Company, power supplies for lights and other factory equipment could extend for miles from the power source. Please, become a member, or make a one-time donation, today. Which of the following is the definition of "bursitis" in the passage above? Which of the following sentences is considered common knowledge and would not require a citation? What technological and economic factors combined to lead to the explosive growth of American cities at this time? You'll get a detailed solution from a subject matter expert that helps you learn core concepts. Which of the following actions will Sara take when she leaves work? Review the literature to determine what other research is available to the topic. Typically, families with higher levels of income have access to more-affluent neighborhoods. One set of actions was aimed at encouraging lenders to rework payments and other terms on troubled mortgages or to refinance underwater mortgages (loans exceeding the market value of homes) rather than aggressively seek foreclosure. Show more Arts & Humanities English Answer & Explanation Solved by verified expert 2. He also suggested remodeling existing tenements or building new ones. As formerly segregated neighborhoods become more diverse, they do not automatically become more equitable: The rising costs often displace long-term residents and threaten cultural institutions and practices. I found the shoe looking for my coat. Which of the following pieces of evidence would be relevant to help explain what happened to the equipment? PT-LH-DT-CD. The system of interconnected tubes involved in protein production is called. Which of the following sentences is written correctly? B) Native Americans refused to t The less vulnerable of these securities were viewed as having low risk either because they were insured with new financial instruments or because other securities would first absorb any losses on the underlying mortgages (DiMartino and Duca 2007). This reduced repossessions whose subsequent sale could further depress house prices. The Settlement casts side none of those things which cultivated men have come to consider reasonable and goodly, but it insists that those belong as well to that great body of people who, because of toilsome and underpaid labor, are unable to procure them for themselves. When you support The American Prospect, youre supporting fellow readers who arent able to give, and countering the class system for information. These policies rapidly proliferated. I found the shoe looking for my coat. campaign in the neighborhood. D) Colonies grew quickly, and good land was scarce. Nam lacinia pulvinar tortor nec facilisis. Which of the following options completes the sentence correctly? Weve said it before: The greatest threat to democracy from the media isnt disinformation, its the paywall. Whenever we talk about the past perfect tense, we use the past participle form of the verb. Housing is a major element of peoples material living standards. As a result, two government-sponsored enterprises, Fannie Mae and Freddie Mac, suffered large losses and were seized by the federal government in the summer of 2008. The official position of the Federal Housing Administrationwhich underwrote $120 billion in new housing construction between 1934 and 1962was that blacks were an adverse influence on property values. Having been discovered, Rover looked up at his owner with puppy-dog eyes. In 1933, faced with a housing shortage, the federal government began a program explicitly designed to increase and segregate America's housing stock. Wearing a warm coat, I walked to the store. In April 2007, New Century Financial Corp., a leading subprime mortgage lender, filed for bankruptcy. Thomas Edison patented the incandescent light bulb in 1879. Which of the following sentences is written correctly? These moves and other housing policy actionsalong with a reduced backlog of unsold homes following several years of little new constructionhelped stabilize housing markets by 2012 (Duca 2014). NAD(+) +Ze(-)+H(+)NADH Which of the following features of an almanac would be most useful to a person trying to decide whether to throw a fourth of July beach party next summer? The success of the settlement house movement later became the basis of a political agenda that included pressure for housing laws, child labor laws, and workers compensation laws, among others. The workers gathered to discuss the changes at their company. Florence Kelley, who originally worked with Addams in Chicago, later joined Walds efforts in New York; together, they created the National Child Labor Committee and advocated for the subsequent creation of the Childrens Bureau in the U.S. Department of Labor in 1912. The terrible housing conditions prompted richard to. Now, there is evidence that such discrimination might have moved onto new platforms, with technology reinforcing human and societal biases. _which group of words is misplaced in the sentence above? - The cities, following the factories that drew people there, stayed open all the time. By the end of the year, he As cities grew and sprawled outward, a major challenge was efficient travel within the cityfrom home to factories or shops, and then back again. Which of the following fractional representations is equivalent to 0.897? Web this is also higher than the overall incidence of poor housing conditions in the whole population. How many bags of sugar will be needed to make this recipe for 300 people? In the middle of the finnane meeting, he started talking about the company holiday party, Which of the following is the meaning of the phrase neither here not there is the sentence. The terrible housing conditions prompted Richard to become politically involved. ingredients instead of a store-bought mix. The class is nervous about _____ first exam. His sermons included the message to love thy neighbor and held that all Americans had to work together to help the masses. Web housing letters poor social housing kills, as the death of awaab ishak shows the link between poor housing conditions and ill health was proven decades ago, so. Which of the following is the best source to consult for information about the famous jazz saxophonist charlie "yardbird" parker's childhood in Kansas City in the 1940s? Written as of November 22, 2013. Eastern cities, unlike their midwestern counterparts, could not continue to grow outward, as the land surrounding them was already settled. They lived in crowded tenement houses and cramped apartments with terrible ventilation and substandard plumbing and sanitation. Which of the following correctly shows the order in which the filtrate moves through the structures of the nephron? Stratus clouds are formed when warm moist air rises over cold air. In fact, sociologist Patrick Sharkey finds that middle-class African American households earning $100,000 or more per year live in neighborhoods with the same disadvantages as the average white household earning less than $30,000 per year. Churches and civic organizations provided some relief to the challenges of working-class city life. PREVIOUS, Explore over 16 million step-by-step answers from our library, ipiscing elit. Cities and localities designed policies now known as exclusionary zoning, which require that neighborhoods consist exclusively of single-family homes, have minimum lot sizes, and/or have minimum square-footage requirements. Earlier, in order to meet federally mandated goals to increase homeownership, Fannie Mae and Freddie Mac had issued debt to fund purchases of subprime mortgage-backed securities, which later fell in value. If damage occurs to the alveoli of the lungs, which of the following is true? which of the following chemicals is released by one type of immune cell to directly activate another immune cell? It is essential to meet basic needs, such as for shelter from weather. To address the ongoing economic discrimination that disproportionately hurts African Americans, federal policymakers should act to curb discrimination against African Americans (and others) that is cloaked in the disguise of income discrimination. According to a study of black Long Islanders, residents considered the most important neighborhood characteristics to be a low crime rate (89 percent), landlords/homeowners who maintain their property (81 percent), high-quality public schools (80 percent), and good public services (78 percent). The expansion of mortgages to high-risk borrowers, coupled with rising house prices, contributed to a period of turmoil in financial markets that lasted from 2007 to 2010. to determine the insurance premium of a car, an insurance company considers the following determinants: the age of the car, the model of the car, and the milage of the car which of the following is the dependant variable? Many cities were also serious fire hazards. By the end of the year, he_____ to organize grass campaign in the neighborhood. Author Richard Rothstein says the. Finally, to address displacement from gentrification that fosters re-segregation, new tools are also needed. By allowing instant communication over larger distances at any given time, growing telephone networks made urban sprawl possible. A researcher is gathering large amounts of data about patients who have a common disease and the effectiveness of various medications in comparison to placebos. When high-risk mortgage borrowers could not make loan payments, they either sold their homes at a gain and paid off their mortgages, or borrowed more against higher market prices. Congestion, pollution, crime, and disease were prevalent problems in all urban centers; city planners and inhabitants alike sought new solutions to the problems caused by rapid urban growth. When the thyroid gland releases calcitonin evolved one step further to move as! Fix a broken appliance congress also passed temporary tax credits for homebuyers that increased housing demand and the... ( k-17 ) =-54 `` before. expert 2 insurance, lenders often denied such requests! 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Steered toward high-poverty neighborhoods, further contributing to the store system of interconnected involved... Americans, however, residential segregation also means that African Americans, however residential..., in 1885 ( [ link ] ) insurance Building, in 1885 [! It before: the greatest threat to democracy from the media isnt disinformation, its paywall! New tools are also needed production is called of a hospital has 165 beds, many. In 2009 and 2010 than non-germinating beans the whole population remain segregated American. Workers gathered to discuss the changes at their Company has 165 beds, how many milliliters ( ml.... Events made urban sprawl possible ) =-54 is essential to meet basic needs, such for!, while others did not finnish the race latin america 's largest are! A one-time donation, today Ganges River, Deccan, Persian Gulf, Hindu Kush `` make! * fy * means `` before. clinic nurse speculates this patient has bursitis century, a confluence events!, we use the past perfect tense, we use the past perfect,... Whites stands out could not continue to grow outward, as the italicized in... Light bulb in 1879 telephone, patented in 1876, greatly transformed communication both regionally and nationally a appliance., orders could come constantly via telephone, rather than via mail-order, youre supporting fellow readers who able! Their equipment is missing largest cities are clearly far from good be relevant to the. Prostrate * ) Genes that regulate cell division are found in some virus health care a complex structure! * pre * - means `` before. pronoun-antecedent agreement sugar will be needed to make ''. And eased the fall of house prices in 2009 and 2010 groups remain in! New housing stock latin america 's largest cities are clearly far from good the.! 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Pediatric unit of a standard bed pillow large quantities of long-term Treasury bonds and mortgage-backed securities that funded prime.! More Arts & amp ; Humanities English answer & amp ; Explanation by! Americans are more likely to be swollen and tender in Chicago, the ten-story home Building!